“Refer to our Jargon reference.”

Fixed insurance costs
Annual insurance premium

Unfixed insurance costs
Any costs incurred which are not included in the annual premium. i.e., excesses, out of pocket expenses etc

Impact data
Speed, direction, location and impact details

Incident
Upon any impact (calibrated)

Pre-incident data
30 seconds of data prior to an incident will be stored

Armour protection
Protects fleet, insurance claims and profits

Compliance
Any regulatory legislation within the fleet and insurance sectors

GPRS
Global packet radio service

Insurance Excess
The first amount paid by the policyholder of each claim as shown in your policy Schedule

Claims frequency
The amount of claims made in any one period of cover

MID
The 4th EU Motor Insurance Directive (MID) is a legal requirement that any vehicle in your custody and control must be entered on the Motor Insurance database no later than 14 days

Claims frequency
The amount of claims made in any one period of cover

GPS
Global positioning system